Privacy Policy

Policy last updated: June 1, 2026

carpayy is committed to protecting your privacy rights and maintaining a secure user experience. This Privacy Policy describes how we collect, use, store, and disclose information you provide through our website, as well as certain information collected automatically when you use our website. By accessing and using our website, you acknowledge the practices described in this Privacy Policy. Please review this policy carefully. If you do not agree with our information collection and processing practices, please refrain from using this website.

Our use and disclosure of information

We use the information we gather on our website to provide you with requested services and products, respond to inquiries, operate and improve the functionality of our website, maintain your account, communicate with you, and deliver products and services advertised on our website. We may also use information to personalize content, improve user experience, perform analytics, prevent fraud, comply with legal obligations, and enforce our policies.

Information we collect from you

We collect the following types of information about you when you visit and use our website:

Personal information is information that can be used to identify you or any other individual to whom the information may relate. This may include your name, mailing address, email address, telephone number(s), mobile number(s), account credentials, and other information you provide during registration, account setup, purchases, inquiries, or other interactions with us.

Demographic information is information that may or may not be unique to you, such as zip code, age range, gender, education, marital status, occupation, industry, interests, and similar information that you voluntarily provide.

Behavioral information is information automatically collected pertaining to how you use our website, the areas you visit, what services you access, and information about your device and browser, including IP address, approximate geographic location, browser type, operating system, domain names, access times, pages viewed, and referring websites.

Web technology information is information we automatically collect through cookies, web beacons, pixels, JavaScript, and related technologies, including cookie identifiers and similar data.

SMS policy

carpayy may offer one or more SMS messaging programs, including marketing text messages and transactional, account-related, or service-related text messages, to users who separately opt in to those messaging programs.

Your personal information will not be sold or leased to any third party.

Text messaging originator opt-in data and consent will not be shared with any third parties, except with vendors, service providers, or contractors who help us deliver such messaging services, provide customer support, or operate our platform.

Your consent to receive SMS communications from carpayy is voluntary and is not a condition of purchase. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP to any message you receive from us. For help, reply HELP or contact us using the information below.

Confidential and secure web environment

carpayy maintains an unwavering commitment to protecting the confidentiality and security of your information against unauthorized access, use, and disclosure. We implement reasonable physical, electronic, and procedural safeguards designed to protect your information.

We may disclose personal information to employees, contractors, service providers, and other parties who need access to the information to operate our business, provide services on our behalf, support your account, or comply with legal obligations. Any handling of mobile numbers and SMS consent data is subject to the restrictions stated in the SMS policy above.

Links to other companies

The carpayy website may contain links to third-party websites, business partners, or other resources. If you choose to provide information to any of these entities, the collection and disclosure of your information by that entity will be governed by that entity's privacy policy and practices. carpayy makes no representations or warranties regarding third-party websites or their privacy practices.

Reviewing or modifying your information

Subject to applicable law, consumers may have the right to request information regarding the personal information carpayy maintains about them, request corrections to inaccurate information, and request additional details regarding our data practices. To make such a request, please contact us using the information below. We may require certain information to verify your identity before responding to your request.

Registration and opting in for the service

To enroll in an SMS messaging program, you must provide your mobile phone number and separately opt in to the applicable messaging program. Depending on the service, you may be required to be at least 18 years of age or have the permission of the mobile account holder. carpayy reserves the right to discontinue offering any messaging program at any time, with or without notice.

By opting into an SMS messaging program, you acknowledge that consenting to receive messages is not a required condition for making a purchase, confirm that you are authorized to opt in for the phone number provided, and consent to the use of an electronic record to document your opt-in.

Message frequency, charges and carriers

Upon confirming your decision to opt in, the number of messages you receive may vary depending on the program you joined and your interaction with carpayy. Standard text messaging and data charges may apply. SMS services are supported by most major U.S. wireless carriers, but service availability may vary. carpayy and mobile carriers are not liable for delayed or undelivered messages.

To stop the service

You may opt out of receiving SMS messages from us at any time by replying STOP to any text message you receive from carpayy. After you send STOP, you may receive a final confirmation message confirming that you have been unsubscribed.

Website ownership

The carpayy website is owned and operated by PGCF LLC.

Contact information

For questions about this Privacy Policy, please contact us:

carpayy may modify this Privacy Policy from time to time. The current version is available at Privacy Policy. See also our Terms and Conditions.